Online Baccarat

How to Play Online Baccarat


Play Online Baccarat at YouWager

Baccarat, also known as punto banco, is a card game first popularized by French nobility in the 19th century. Once thought to be a game reserved for noblemen, high rollers, and James Bond himself, baccarat has seen a surge in popularity once again recently. The simple rules mean it’s the ideal game to kick back and enjoy playing, either online or at a casino. Many people love to play baccarat online, as it’s easy to get to grips with once you know the rules. Want to know how to play baccarat? Our ultimate guide will ensure you’re a pro in no time.

How to play baccarat - Understanding the basics

Baccarat is a card game where you bet on the outcome at the beginning, then sit back and watch the dealer do all of the hard work. A traditional baccarat table has space for up to 14 players, with markings for players 1-15. If the math doesn’t seem to add up, that’s because space 13 is missing for superstitious reasons! If you play online baccarat, then you may be on a table by yourself. In Live Casinos, however, you’ll likely find around 12-14 players.

In front of each player are three boxes, marked ‘Player,’ ‘Banker,’ and ‘Tie.’ This is where bets are placed on the outcome. Who will win? The player, the banker, or will it be a tie? Bets have to be placed before any cards are drawn, and then the game can begin! If you play baccarat online, then you may be given a short amount of time to place bets, so watch the first few games to get a feel for it.

The aim of the game

There’s just one simple aim when it comes to playing baccarat online or in casinos - get as close to 9 points as possible. The only decision you have to make is who to bet on at the beginning, but then you can sit back and watch the game unfold. You will have to decide if you want to bet on the player (punto), the banker (banco), or go for the rarer tie result.

Dealing cards

Once all bets are on the table, the cards will be dealt out. This card game is usually played using eight decks, but it can vary depending on what kind of baccarat you play. If you play online baccarat, then you may find a whole range of variations in deck sizes and styles of play.

The player and banker will then receive two cards each, which are added together to give a point value. However, there are some rules to consider when it comes to the value of the cards:

  • Aces equate to 1 point
  • 2-9 are counted at their face value
  • 10, Jack, Queen, and King are all worth 10 (or 0, but we’ll explain why shortly)

The maximum number of points a hand can have is 9. If the player or banker has 8-9 points, then this is called a ‘natural’ and that hand stands. The closest to 9 wins, and the hand is over. However, the value of the cards cannot go over 9. If it does, then ten is subtracted from the total to provide you with a new points value. For example, if your cards add up to 12, then your points will be 2. If it adds up to 18, then your points will be 8.

If you’re playing online baccarat, then the points are normally just added up for you, so you don’t even have to do any math. In fact, your only job is to place your bets and (hopefully) win some money.

The third card

The only difficult part of learning how to play baccarat is the third card. However, as these rules are pre-determined, they’re not really anything you need to think about. Knowing how it works will help you understand why you won or lost, though. The third card rules for the player are as follows:

  • If the player’s first two cards add up to 0-5, then a third card is drawn
  • If the player’s first two cards add up to 6-7, then they stand
  • If the player’s first two cards add up to 8-9, then this is a ‘natural’ and the hand is over

That all seems simple enough! However, the third card rules for the banker are slightly different:

  • If the banker has 7-9, then they stand
  • If the player stands on 6-7 points and the banker has less than 5, then a third card is drawn
  • If the player draws a third card, then the banker can use their positional advantage to decide whether to take a third card based on their total.

Winning and payouts

Once a winner has been determined, it’s time for the payouts. A winning bet on the player pays 1:1 and has a house advantage of 1.36%. A winning bet on the banker pays 19:20 with a 1.17% house advantage. As this is the most favorable bet, the payout equates to the house deducting a 5% fee if you win. Finally, a tie will pay 8:1 on your money, but the house advantage is a whopping 14.2%! In a typical 8-deck game, the banker wins on average 3-4 times more than the player.

You now know all there is to know on how to play baccarat. It’s a straightforward game once you’ve played a few ç hands, so try a few practice goes before you play real-money baccarat. Whether you try your luck in the casino or play online baccarat, you’re sure to have a lot of fun - and maybe even feel a bit like James Bond.

How to Play Online Blackjack

It's one of the oldest casino games in the world — it's more than 300 years old — but now you don't need to visit a casino to play blackjack. Our live online blackjack tables mean that you can play this classic game from the comfort of your home. All you need is an internet connection! Read on for some blackjack tips.


You can choose from our huge selection of live tables without spending any cash. Play online blackjack for free so you can brush up on your skills and have fun without risking any money.

Alternatively, you can play for real cash. Try your luck, use your skills, and beat the dealer!

Most people think that online blackjack is just a game of chance, but it's so much more than that. This is a game where you need to use your skills and make the right choices at the right time. Sure, there's an element of luck involved, but this is also a game of strategy. Have you got what it takes?

Blackjack is a lot easier than it sounds. Basically, you play against the dealer — the person who draws the cards. You win against the dealer in the following scenarios:

  • You get 21 points using your first two cards (without the dealer getting 21 points first). This is called a "blackjack."
  • You get a score that's higher than the dealer without reaching 21.
  • The dealer reaches a score that's higher than 21.

In online blackjack, each card has a numerical value. With the number cards, you already know the value — 1, 2, 3, 4, and so on. Face cards — Jacks, Queens, Kings — have a value of 10. Ace cards usually have a value of 11, unless you go over 21.

For example, a 10 card and an Ace card would equal 21. Remember, the winner of the game is the person who has a hand of cards that equal 21 or the person who gets closest to 21. (It's called a "push" if it's a tie and nobody wins.) Get over 21, and it's over!

There are two terms you need to know about in blackjack: Hit and Stand. Hit means the dealer draws you another card. You can keep asking for cards until you exceed 21. Stand means you keep your hand of cards and do nothing.

There are some blackjack cheats you should know about, too:

Double down: When you double your bet and get just one more card.

Split: If you make two hands from your card, you win double the amount of money. For example, if you stand with two hands of Jacks and Queens.

Take insurance: When the dealer draws an Ace, you can place a bet that will pay you at 2-1 if the dealer gets a score of 21 with one more card (a "blackjack").

Check out the blackjack games on this site and get involved. If you play responsibly, you can have lots of fun with our live tables. Don't forget to check out our other casino games.